June 13, 2025
Program | Conv? | Rate | Term | Points | Down Payment | APR* | Payment per $1000 |
---|---|---|---|---|---|---|---|
30 Year Fixed Conventional | Y | 6.625 | 30 | .250 | 5% Minimum% | 6.732% | 6.40 |
20 Year Fixed Conventional | Y | 6.50 | 20 | 0.00 | 5% Minimum% | 6.601% | 7.46 |
15 Year Fixed Conventional | Y | 5.99 | 15 | .250 | 5% Minimim% | 6.127% | 8.43 |
1% Down Conventional | Y | 6.875 | 360 | .250 | 1% Minimum 80% AMI% | 6.966% | 6.57 |
Jumbo | Y | 6.875 | 360 | 0.00 | 20% Minimum% | 6.966% | 6.57 |
Home Possible | 1st Time Homebuyers | 6.500 | 30 | 0.00 | 3% Minimum% | 6.618% | 6.32 |
FHA Down Payment Assistance Program | N | 7.500 | 30 | 0.00 | 3.5% Minimum% | 8.155% | 6.99 |
FHA 30 Year Fixed | N | 6.250 | 30 | .250 | 3.5% Minimum% | 6.902% | 6.16 |
VA 30 Year Fixed | N | 6.250 | 30 | .250 | 0 Minimum% | 6.350% | 6.16 |
Invest 75% LTV | N | 7.500 | 30 | 0.00 | .25% Minimum% | 7.601% | 6.32 |
USDA | N | 6.250 | 30 | .250 | 0 Minimum% | 6.702% | 6.16 |
FHA 5/1 Arm | N | 5.750 | 30 | .250 | 3.5% Minimum% | 6.399% | 5.84 |
VA 5/1 Arm | N | 5.750 | 30 | .250 | 0 Minimum% | 5.843% | 5.84 |